5 years later..is Obamacare working?

Obamacare 5 years later“Like most five-year olds, [the ACA] still needs direction” – James Klein, president of the American Benefits Council.

It’s been five years, the employer mandate is in full effect. How has it been effecting your business and your clients? Has it done all it promised to do or has it been more of a burden? Many industry experts are saying the Affordable Care Act has forced employers to alter their business practices to comply with the new laws.

According to Employer Benefit Adviser, Employers have said they have been forced to drop or alter their benefit offerings, hire brokers to keep them abreast of the changing laws and for many, spend an increased amount of time administering their company’s employee benefit plans. Is that what the ACA was designed to do?

Sally Roberts, the Director of Human Resources at Morris Communications Company testified to the U.S. House of Education & the Workforce Subcommittee on Health, Employment, Labor and Pensions and said, “The ACA has made benefits much more complicated than they ever were before.” She says she spends twice as much time administering health care benefits for her employer than before the ACA was enacted. What can you do as a business owner or broker to ease these burdens?

In a hearing about the individual and employer mandates, Scott Womack, president of Womack Restaurants told the House Ways and Means Health Subcommittee that, “The reporting required is costly, complex and confusing. All employers have had to either create or buy new software as we have, or contract with a service to do so.”

What is the worst case scenario? Penalties right? Penalties that could potentially put you out of business.

Ease the burden and receive some peace of mind. Use our blog as a resource to help educate and calm the nerves of your clients.

We have a catalog of very informative webinars by ACA legal expert, Kaya Bromley and as always, we are here to answer your questions.

FreedomCare, Compliance Guaranteed.

Webinar this week!

Kaya Bromley of Your Obamacare Advisors is hosting another must see webinar this week! We can’t wait to share it with you! Here is her release.


In case you haven’t heard yet, this week the Department of Health and Human Services and the Treasury Department jointly released Notice 2014-69 tightening up the definition of Minimum Value Plans.

Many employers purchased or were planning to purchase plans that were compliant a few weeks ago, but as of November 4, 2014 will fail the clarified Minimum Value Rules.

If you are a broker or an employer who bought or was planning to buy one of these plans, you are going to want to attend this week’s webinar to learn what this Notice means to you.

If you still haven’t settled on your strategy for January 1st, you will also want to attend this week’s webinar because we will be talking about the strategies that are left.

In this webinar we will cover:

  1. How did Notice 2014-69 clarify the minimum value rules?
  2. What you need to know if you already purchased one of these plans?
  3. What strategies are still available to employers?
  4. How employers can avoid ACA Penalties and why this should be their number one goal.
  5. An introduction to FreedomCare.

Joining me this week is Matt Vick, Manager of FreedomCare, to discuss the IRS Notice and to give his insight into how employers can still guarantee their ACA compliance.

This may be the most important webinar of the year.

Register now! Space is limited!

Webinar Series!

Kaya BromleyTime is running out and your and your clients need to act by November 15th, 2014 to be ACA compliant or you will run the risk of audits, fines and litigation. In combination with the reports we’ve been delivering to your inboxes, we are also hosting a FREE 6 week webinar series that is full of valuable information that you and your clients need to hear.

In these webinars, Attorney, Author and ACA expert, Kaya Bromley is going to explain the ACA in a way you haven’t heard before. Over the next 6 weeks she will bring in different experts to cover your biggest questions.

This first webinar is this Thursday, September 25th at 8:00am and 12:00pm EST.

Sign up for this series HERE.

Have you been missing out on our email’s including the announcement of our Employer Toolkits? Send an email to Crystal.Meeks@FreedomCareBenefits.com to be added to the list!